diff --git a/content/payments/billpay/api-integration/paying_bills.mdx b/content/payments/billpay/api-integration/paying_bills.mdx
index ea7894c2..51881343 100644
--- a/content/payments/billpay/api-integration/paying_bills.mdx
+++ b/content/payments/billpay/api-integration/paying_bills.mdx
@@ -103,8 +103,6 @@ Most billers have zero CCF, but when it applies, you'll need to calculate the fe
 
 📖 **Complete CCF implementation → <a href="/payments/billpay/api-integration/customer-convenience-fee" target="_blank">Customer Convenience Fee Guide</a>**
 
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 These universal requirements form the foundation of every bill payment request, regardless of which flow you implement. Now you're ready to choose your specific flow based on the biller's `fetchApiType`—each flow builds on these universal requirements while adding its own steps for fetching bills, validating accounts, or processing direct payments.
 
 ## 3. The Bill Fetch → Payment Flow