From f855ac7ae3a95322e6d3c1350a885caf235af648 Mon Sep 17 00:00:00 2001
From: Ze0ro99 <146000493+Ze0ro99@users.noreply.github.com>
Date: Wed, 8 Apr 2026 12:32:17 +0000
Subject: [PATCH] =?UTF-8?q?=F0=9F=8F=A6=20PR=2018:=20Wholesale=20CBDC=20&?=
 =?UTF-8?q?=20Off-Chain=20Settlement=20(244,=20245)?=
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 docs/PiRC-244-Wholesale-CBDC-Integration.md   | 21 +++++++++++++++++++
 .../PiRC-245-Off-Chain-Settlement-Batching.md | 21 +++++++++++++++++++
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 create mode 100644 docs/PiRC-244-Wholesale-CBDC-Integration.md
 create mode 100644 docs/PiRC-245-Off-Chain-Settlement-Batching.md

diff --git a/docs/PiRC-244-Wholesale-CBDC-Integration.md b/docs/PiRC-244-Wholesale-CBDC-Integration.md
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+# PiRC-244: Wholesale CBDC Integration Standards
+
+## 1. Executive Summary
+This standard defines the framework for wrapping, unwrapping, and utilizing Wholesale Central Bank Digital Currencies (wCBDCs) within the Pi Network's 7-Layer Colored Token System.
+
+**Dependencies**: PiRC-207, PiRC-239
+**Status**: Complete reference implementation
+
+## 2. Architecture
+- CBDC wrapping/unwrapping gateways
+- 1:1 Parity Invariant enforcement
+- Institutional access controls
+
+## 3. Reference Smart Contracts
+**Solidity**: `contracts/PiRC244CBDCIntegration.sol`
+**Soroban**: `contracts/soroban/src/cbdc_integration.rs`
+
+## 4. Implementation Roadmap
+- Phase 1: CBDC gateway contracts
+- Phase 2: Parity invariant integration
+- Phase 3: Institutional pilot testing
diff --git a/docs/PiRC-245-Off-Chain-Settlement-Batching.md b/docs/PiRC-245-Off-Chain-Settlement-Batching.md
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+# PiRC-245: Off-Chain Settlement Batching
+
+## 1. Executive Summary
+This standard provides a rollup-style off-chain settlement batching mechanism for high-frequency institutional trades, reducing on-chain congestion while maintaining cryptographic finality.
+
+**Dependencies**: PiRC-207, PiRC-228
+**Status**: Complete reference implementation
+
+## 2. Architecture
+- State channel and batching logic
+- Merkle root state commitments
+- Dispute resolution via Justice Engine (PiRC-228)
+
+## 3. Reference Smart Contracts
+**Solidity**: `contracts/PiRC245SettlementBatching.sol`
+**Soroban**: `contracts/soroban/src/settlement_batching.rs`
+
+## 4. Implementation Roadmap
+- Phase 1: State commitment logic
+- Phase 2: Batch processing and netting
+- Phase 3: Justice Engine dispute integration